Article From SubmitYOURArticle.com: How To Choose The Best Cat Insurance Policy

As a pet owner, there is nothing sadder than
seeing your beloved companion slowly fading away
due to an illness or injury. While it is possible
to pay for some of your cats' medical bills,
there are many unexpected surgeries or procedures
that are simply too expensive for an average
owner to pay for. The projected cost of several
thousand dollars per procedure can often leave
pet owners choosing between their beloved cat and
the money they need to feed their family. Due to
the exorbitant costs of vet care, many cats find
themselves left without the medical attention
that they so desperately need.

With cat insurance, the owners of cats no longer
have to put a price tag on their precious pet's
life. This article will explain how you can
choose the best insurance for your cat.

Look for a plan with reasonable monthly payments.
A good insurance plan that you can't keep up the
payments on isn't actually a good plan. If you
pick a plan that is above your budget, you will
be forced to drop it after a while, causing you
to lose all the money that you have already put
into it. There are many good value cat insurance
plans which cost under twenty-dollars a month, a
price which can easily fit into the budget of
most people.

Keep an eye on deductibles when looking for
insurance. The deductible is how much you have to
pay before insurance covers the cost. For
instance, if you have a deductible of one-hundred
dollars, you will have to pay one hundred out of
a two-thousand dollar bill. Don't choose a plan
with five dollar monthly payments if the
deductible is five-hundred dollars: you would end
up losing more money than you saved.

Choose a plan which covers medical attention your
cat might need. For instance, if your cat lives
indoors, road-accident coverage might not seem
very important, however, it would be perfect for
a cat that spends most of its time prowling
outside. Plans should cover a handful of
different procedures or accidents that are (or
might be) relevant to your cat's life.

Some insurance companies offer different plans
based on the cat's age. This will help you to get
the right coverage for the challenges your cat
will be most-likely to face.

Before you sign up for any insurance plan, check
to see if they will reimburse your expenses or
pay your veterinarian. If they pay the vet, check
with the medical clinic of your choice and see if
they accept insurance. If few vets in your area
accept insurance, you should choose a plan that
will reimburse you for what you pay. If you want
to insure more than one cat, look for a plan
which will offer discounts based on the amount of
animals you insure. This could end up saving you
a lot of money over a short period of time while
making it possible to insure all your precious
felines.

Before choosing an insurance policy, find out if
it covers pre-existing conditions and what it
considers those to be. Signing up for insurance
after you have discovered the problem rarely
works, so find your cat a plan before they need
medical attention.

Check for reviews of a cat insurance company
before dedicating yourself to one. Many reviews
can be found online and include information about
the company along with customer opinions and
ratings. Also find out if an insurance company is
endorsed by the Better Business Bureau.

Don't be too shy to ask your vet about the
insurance company you are considering. Vets work
with animals all the time and are likely to know
about all the newest insurance available; by
talking with them, you can find out if you're
choosing the right company and the right plan.

If you have questions about a plan, get in touch
with the insurance company; never attempt to sign
up for something that you don't quite understand.
Cat insurance companies should be easy to get in
touch with and ready to answer your questions. If
they're not willing to answer your questions,
then they obviously aren't the one you should do
business with.

By taking the time to consider your options and
talk with others, choosing a cat insurance plan
can be a rewarding experience. With the assurance
that you have good coverage, you will never have
to put a price tag on your cat's care again.

----------------------------------------------------
Graham McLay runs an online website with lots
more useful advice for cat owners. Download his
free report providing quick tips for raising a
happy healthy cat - download it now from
http://thecatsite.org

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