Wednesday, June 19, 2013

Top Tips For Insuring Your Dog

By Brian Talley


Many people have been considering these playful, loveable, loyal and friendly buddies a part of the family that they are sometimes being treated as human beings. Dogs are being given food, a place to sleep, a Frisbee or a ball to play with and there are also times that they are being enrolled to canine schools for training. Aside from these, insurances are also available for dogs and you may need it in case that they have met an accident or became sick. Some conditions on dogs may also require urgent and serious medical attention that may cost thousands of dollars.

Why Get Insurance?

Being a pet parent, getting insurance can help you to prepare your finances for future use while keeping your baby dog or best friend in top shape. Aside from offsetting a huge percentage or possibly the whole cost of medical services, wellness care and other programs may also be included depending on the coverage of your insurance plan. Ask questions about the policy and make sure to get the necessary information such as co-payments, deductibles and annual or lifetime maximums.

Accidents, nature-caused injuries and illnesses such as vomiting, upset stomach, infections and cancer are being covered by most policies. All the above examples can cost you more than a thousand of dollars and a good insurance just the right thing that you would need on these instances. As per financial advisers, pet insurances could be another weight on your shoulder. But even though they have stated the truth, another fact that you might want to weigh in your mind is that insurance saves you from the guilt since you will be doing the best for your buddy to save his life.

Procedures on Obtaining Pet Dog Insurance

Know the conditions and illnesses that may happen to your dog and research whether it is included on the policies of different insurance companies. Upon checking for the coverage, request for quotes from multiple companies. Remember that only illnesses that occurred after the dog has been insured will be honored. Pure breed dogs are most likely to be inhibited by hereditary diseases and this is the reason that their insurance policies are more expensive than others. Most insurance companies will only cover dogs that are not more than 11 years of age.

Make a comparison of the quotes that you have gathered from different companies. Consider the dog's breed and age while doing this. To get the most suitable policy, consider your dog's breed and your budget. Once you bought the insurance, wait for the process to be completed then set an appointment for the physical examination. After different tests, the lab people will declare whether there are pre-existing conditions. These will be excluded from the coverage and discounts are also not applicable.




About the Author:



>
AddThis Social Bookmark Button

0 comments: