Article From SubmitYOURArticle.com: ASPCA Pet and Dog Insurance Review

ASPCA Dog Insurance

The American Society for the Prevention of
Cruelty to Animals has a 140 year history of
protecting the lives of animals, especially dogs.
The ASPCA has now expanded that protection to
cover the health of family dogs. Illness or
injury can strike unexpectedly, and having this
protection for your dog will help ensure that
proper treatment and your peace of mind.

The policies written by ASPCA Dog Insurance not
only help to protect your dog, but are used by
the society to help animals everywhere. The ASPCA
maintains the ASPCA Animal Poison Control Center,
to provide help and information if your dog
swallows poison.

ASPCA Dog Insurance has 4 levels of protection
for you to choose from. They also offer
Continuing Care in levels 2 to 4 if your dog
needs help with long-term or chronic conditions.
All information here will be based on quotes for
a young, healthy dog.

The most basic policy offered is the Level 1,
which costs $11.00 per month. This policy covers
accidents only. There is a per accident limit of
$2,500 and a maximum benefit of $8,000 annually.

The next step up is Level 2, which covers not
only accidents, but illnesses also. Covered at
this level are prescriptions, lab tests, x-rays,
illness treatment, diagnostics, surgery, and
hospitalization. This policy also has a maximum
yearly payout of $8,000. The Continuing Care
Option is available at this level, and this
policy will cost $27.22 per month.

Level 3 coverage adds wellness to the accident
and illness benefits. This refers to some
vaccinations (rabies, coronavirus, and
distemper), spay or neuter, a physical exam, and
heartworm testing. Continuing Care is available
for your dog here, too. The benefits also rise,
with a yearly maximum now of $11,000 and an
incident benefit of $3,500. This policy will cost
the dog owner $46.30 monthly.

The highest policy offered is Level 4, which
covers accidents, illnesses, wellness, and also
wellness plus. This level provides a dental
cleaning, heartworm medicine, bordetella vaccine,
and Lyme vaccine. Once again there are benefit
increases as the annual benefit goes to $13,000
with an incident benefit of $5,000. The monthly
cost of this policy is $77.36.

ASPCA Dog Insurance has a $100 deductible for all
four levels of policy. The dog owner can choose
their own veterinarian, so can deal with someone
familiar and trusted. Payment is made to the
veterinarian at the time of service, and then a
claim is submitted to the ASPCA via email, fax,
or mail. These policies will reimburse 80% of
covered charges. ASPCA Dog Insurance will cover
your dog anywhere in the United States or Canada.

The dog owner should be aware that there are
conditions that are not covered with any of their
policies, and these include (among other things)
congenital disorders, hereditary diseases,
pre-existing conditions, pregnancy, and
experimental treatments. Before buying any dog
insurance policy, check to see what is covered
and what is not.

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For More Pet Insurance Reviews please visit my
web site below. You'll find Reviews on the
following Pet Insurance Companies: 24Petwatch,
Petplan, Embrace, Purinacare, Pets Best,
Petfirst, ASPCA, VPI, Trupanion and Pet Assure.

http://www.scottspuppypalace.com/pet-insurance.htm

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