Article From SubmitYOURArticle.com: Top Ten Pet and Dog Insurance Companies Reviewed

Top 10 Pet and Dog Insurance Companies

Every dog owner dreads the thought of their dog
becoming ill or getting injured. While months or
years can go by with no problem, cancer,
tick-borne diseases, being hit by a car, or
swallowing poison can occur suddenly and
unexpectedly. With the price of veterinary care
rising every year, many dog owners have opted to
buy health insurance for their dog. A stay in a
veterinary hospital can cost thousands of
dollars, and no dog owner wants to be forced to
make a decision between treatment and euthanasia.

Most dog insurance companies will not cover
pre-existing conditions, and many have
restrictions on age or genetic and hereditary
diseases. This last usually weighs most heavily
on purebred dogs, who sometimes are subject to
various disorders specific to their breed.

VPI (Veterinary Pet Insurance) probably provides
one of the most complete policies available.
Several different plans are offered, providing
various levels of care. An advantage VPI has is
that the coverage for your dog is worldwide, so
if you are traveling, help is always easily
available.

Another company that compares favorably with VPI
is PetsBest Dog Insurance. Worldwide protection
is also available here. This company allows for
alternative treatments. Like VPI, several
different plans are offered.

A company that offers a very high lifetime
benefit level is 24PetWatch Dog Insurance.
24PetWatch gives the dog owner 4 plans from which
to choose. This company will cover hereditary
diseases as long as they have not manifested
themselves at time of policy purchase.

PurinaCare Dog Insurance is a company similar to
the above and offers 2 levels of insurance
protection. PurinaCare Dog Insurance also adds a
wellness category to its more expensive policy.

PetPlan Dog Insurance offers the dog owner 3
levels of plan, at varying levels of protection
and cost. This company also allows for
alternative treatments such as acupuncture. This
was the only company surveyed that offered a 30
day money back guarantee.

Embrace Dog Insurance will enroll dogs with
pre-existing illnesses in their Accident Plan.
Such dogs are not eligible for standard health
insurance, however. Embrace offers the Full
Coverage Plan, for healthy dogs, which will cover
nearly every condition.

Trupanion Dog Insurance is also a trusted company
that offers just one policy and, like Embrace,
there are no divisions of coverage. This company
covers all accidents and injuries (for a healthy
dog) under one policy, there are no gradations.

PetFirst Dog Insurance offers various levels of
protection in their plans, and is one of the only
companies offering enrollment for dogs over 10
years of age.

Pet Assure is not an insurance company like those
above. The benefit to Pet Assure is that they
will accept any dog, regardless of age or health.
All accidents and illnesses will receive a 25%
discount at the time of service. Dogs with
pre-existing conditions or old dogs will be able
to get a certain measure of protection here.

Most of the dog insurance plans covered in these
articles are quite similar and differ only in
details of coverage, benefit limits, and policy
cost. A dog owner wanting to buy a health
insurance policy for their dog should first
decide exactly what they feel their dog needs and
what they can afford. Remember, it is often
possible to reduce policy costs by having a high
deductible. The policy will then offer you
protection from catastrophic illnesses and
accidents while keeping your monthly payment
lower. Also, most dogs cannot be enrolled in any
insurance plan (except Pet Assure) until they are
8 weeks old. There is usually a sign-up cut off
of 8 years for mixed breed dogs and 6 years for
purebreds.

The quotes given in the accompanying insurance
company articles are based on a theoretical dog
named Grumpy. Grumpy was generally a yellow
Labrador Retriever. He was a young, healthy,
intact male dog. To receive a more accurate
quote, based on your dog's age, breed, and sex,
please visit the company websites.

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For More Pet Insurance Reviews please visit my
web site below. You'll find Reviews on the
following Pet Insurance Companies: 24Petwatch,
Petplan, Embrace, Purinacare, Pets Best,
Petfirst, ASPCA, VPI, Trupanion and Pet Assure.

http://www.scottspuppypalace.com/pet-insurance.htm

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