Article From SubmitYOURArticle.com: PurinaCare Pet and Dog Insurance Review

PurinaCare Dog Insurance

Purina, long a trusted name in canine nutrition,
also offers insurance to provide your dog with
the protection it needs. PurinaCare Dog Insurance
wants to make caring for your dog's health as
easy as possible. PurinaCare offers no lifetime
limits on claims, and there are also no per
incident restrictions on illness or accident. The
dog owner can go to any veterinarian in the state
where service is given.

While PurinaCare does not provide dog insurance
policies for pre-existing conditions, there is no
limit on each medical incident and there is an
annual limit of $20,000. Coverage is also
available for behavioral therapy. There is no
upper age limit for enrollment, although a dog
must be 8 weeks old before any enrollment can
begin.

PurinaCare Dog Insurance offers two basic
policies for the dog owner to choose from:
PurinaCare plus Preventive Care and PurinaCare
without Preventive Care. Both of these policies
offer treatment of illnesses, accidents and
injuries, diagnostic procedures (x-rays, blood
tests, etc.), hospitalization, surgical
procedures, prescription medicines, and
hereditary conditions. The owner of the purebred
dog will be glad to discover that heredity
conditions will be covered under both these plans.

PurinaCare plus Preventive Care adds a range of
wellness categories to the above list. Under this
plan, your dog will receive an annual physical
exam, vaccinations, dental cleaning and
polishing, spay/neuter, and heartworm and flea
preventives.

PurinaCare without Preventive Care has its costs
associated with the amount of deductible chosen
by the dog owner. With a $100 deductible, this
policy will cost $38.31 per month. The most
popular deductible, $250, will bring the policy
down to $31.43 per month. To lower the cost even
more, the $500 deductible will bring the monthly
policy premium down to $23.51. Finally, if the
dog owner prefers to maintain a high deductible
while still providing for catastrophic illness,
the policy with a $1,000 deductible will cost
$14.37 per month.

Anyone who wants to make sure that their dog will
be able to receive proper care in case of illness
or accident should remember that the cost of
veterinary care continues to rise. As new
technologies are made available, costs will
generally rise. Sophistication of care means a
higher cost to you. Your out of pocket payments
or savings might not be enough to pay for a
serious illness or accident.

PurinaCare plus Preventive Care and PurinaCare
without Preventive Care both reimburse the dog
owner 80% of allowable expenses. This is after
the deductible has been met, of course. The
deductible is applied for the whole year, not
just per incident, another helpful factor.

To file a claim with PurinaCare, the policy
holder should print out a claim form prior to
going to the veterinarian. The form is then
filled out by the health provider and you, then
can be mailed or faxed along with the receipt for
payment.

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For More Pet Insurance Reviews please visit my
web site below. You'll find Reviews on the
following Pet Insurance Companies: 24Petwatch,
Petplan, Embrace, Purinacare, Pets Best,
Petfirst, ASPCA, VPI, Trupanion and Pet Assure.

http://www.scottspuppypalace.com/pet-insurance.htm

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